Lifechanyuan's View on Money (Friendly Version)¶
What Is Money, Really?¶
You have money in your bank account. What exactly is it?
You can use it to buy food, clothes, and rent a place to live. So it must be wealth, right?
Guide Xuefeng says: currency itself is not wealth — it is only a symbol of wealth.
"When money becomes currency, it is nothing more than a symbol, a medium, a contract within the sphere of exchange — just like a marriage certificate, an identity card, or a legal agreement. If people recognize it, it represents wealth; if they no longer recognize it, it is just a piece of paper."
In 2009, Zimbabwe's hyperinflation was so severe that a hundred-dollar bill was worth less than a sheet of toilet paper. Currency does not automatically equal wealth — it is a social contract, and once trust collapses, it is worthless.
What Is Real Wealth?¶
If currency is not real wealth, what is?
Lifechanyuan's answer: three forms of wealth.
"In life, one should pursue three forms of wealth: spiritual wealth, mental wealth, and material wealth. Spiritual wealth must come first, mental wealth second, and material wealth last."
Notice the order: spiritual wealth first, material wealth last.
And here is another principle worth sitting with:
"What money can buy is not precious; what money cannot buy is precious."
What can money not buy? — Genuine friendship, inner peace, LIFE elevation, true love that asks nothing in return. These are the most valuable things.
A Community Where No One Handles Money — and Life Is Better¶
In the Lifechanyuan homestead (the Second Home / New Oasis for LIFE), residents basically never touch currency.
Is that real? Yes, it is.
Only one designated person in the homestead manages the funds for purchasing supplies. Everyone else's daily life involves zero financial transactions.
The result?
"When there is no financial interest binding people together, getting along becomes simple, relaxed, and easy — extraordinarily harmonious and pleasant. Over ten years, Chanyuan Celestials have lived together like one family, like brothers and sisters, like kindred spirits."
Think about it: how many conflicts in your life have been caused — directly or indirectly — by money? Borrowed money that was never returned. Uneven splits. Hidden financial agendas.
In the homestead, none of that exists. Not because people are saints, but because the financial connections between them were removed by design.
No Borrowing, No Lending¶
There is another practical rule: Chanyuan Celestials do not borrow money from others, and do not lend money to others.
This might sound cold. In fact, it is the opposite.
Because the homestead provides everything residents need — food, clothing, shelter, healthcare — they have no reason to borrow money. And because they have no personal savings, they have nothing to lend.
"This outlook and practice frees everyone from a great deal of trouble and suffering — no debts, no pressure from daily life, and a very low cost of getting along with others. 'Ask nothing of others, and everywhere goes smoothly!'"
No debt, no awkward IOU conversations, no resentment over unpaid loans. A genuinely simpler life.
When There Is No Money, Corruption Disappears Too¶
No currency also means no corruption — not because people are more virtuous, but because it is literally impossible.
"Chanyuan Celestials living in the homestead have no chance to handle money. How could they embezzle? Even if an opportunity arose, what would they embezzle for? You cannot spend what you take — a hundred pairs of eyes are watching, and everything you need is already provided by the homestead."
This is fundamentally different from how conventional societies fight corruption — through audits, penalties, and watchdogs. Lifechanyuan does not rely on punishing corruption; it designs a system where corruption has no foothold.
Having Nothing, Possessing Everything¶
"Having nothing is the only way to possess everything."
— New Era Concepts for Humanity, 4th Edition, Concept 115
This sounds paradoxical. How can having nothing mean you possess everything?
In the homestead, residents have no private property, no personal savings — but their food, clothing, housing, medical care, and care in old age are all provided. They do not need to worry about survival, so in a real sense they possess all that matters.
Meanwhile, people in the outside world who spend their lives accumulating money and property often find themselves enslaved by it — burdened by mortgages, anxious about losses, unable to enjoy what they have.
The more you possess, the more troubles you have. (Concept 113)
F-Coin: A Currency That Measures Giving¶
Lifechanyuan's vision for the future involves replacing conventional currency with F-Coin — a unit that measures contribution and giving, not accumulation.
The key difference:
- Conventional currency measures how much you have taken or accumulated
- F-Coin measures how much you have given and contributed
More F-Coin = better LIFE quality = greater respect from others.
"Giving and contributing is the best way to store treasures in Heaven."
— Concept 111
This completely inverts the logic of "the more I accumulate, the richer I am." In Lifechanyuan's framework, the more you give, the richer you are.
One-Sentence Summary¶
Currency is a temporary symbol; genuine wealth is a rich inner life. The homestead removes financial entanglements by design — so people can finally live like family.